Ray J finds himself amid increasingly mounting legal problems, as several lawsuits and one livestream arrest emerge within days of each other. First came a lawsuit reportedly filed by American Express, claiming that Ray J and his company owe nearly $140,000 in unpaid credit-card debt.Then, just days later, he was arrested after a chilling livestream confrontation with his estranged wife, Princess Love.Ray J's Debt Lawsuit and Arrest With Princess LoveAmerican Express claims Ray J stopped making payments in May and has racked up a balance of about $139,849.85. Meanwhile, more drama unfolded when during a livestream from his home, Ray appeared to load a handgun. As Princess Love and their children entered the home, she accused him of pointing the gun at them - allegations he denies. He says in his own account that while he did hold a gun, he never aimed it at anyone; instead, he suggested that Love and a visitor were drunk and “belligerent,” and says he only acted out of fear for his children’s safety.The video of the incident, livestreamed and widely shared, triggered police intervention. Officers responded to a 911 call around 4 a.m., arrested Ray J on a criminal-threat charge, and released him after he posted $50,000 bond. Princess Love responded publicly, calling the moment "terrifying," saying he was “terrorising” their family. She has since been reposting messages condemning what she calls “gaslighting,” and warns she will never put their children back in danger.The 2025 arrest is just the latest in a string of turbulent episodes surrounding Ray and Princess Love's on-again, off-again relationship. Bith of them got married in 2016, and have filed for divorce many times.The growing lawsuits and accusations taken together create a picture of an individual whose personal, professional, and public lives are rapidly falling apart. To date, Ray has not publicly settled either the credit-card lawsuit nor the question of criminal liability tied to the livestream incident. What does remain clear is that this could become one of the more serious chapters in his decades-long public saga.