Reports confirm that the Netflix show Ozark is not based on a true story and is fictional. However, the creator Bill Dubuque has shared a similar life experience that has helped him paint the film world backed by intense research. These are the factors that have made the show look so real and feel authentic.
Dubuque did a summer job in the Lake of the Ozarks region in Missouri during the 1980s, and there he experienced some tourism and crimes related to drug and money laundering taking place. However, the characters of Marty Byrde and Wendy Byrde, and the plot centring on money laundering for a Mexican drug cartel, are entirely fictional.
Read on to know more.
Is Ozark based on a true story?

As mentioned, Ozark isn't based on a true story and is completely fictional. However, the creator shares a similar life experience that eventually became an inspiration for the film world while planting fictional characters and narrative drama at the centre. This was further backed by some deep research, further adding authenticity to the events and production design.
In season 1 episode 4, Marty Byrde is seen giving a lecture to his son about how they pass some dirty money into the financial system via legitimate businesses. How do they turn black into white and make it look normal income? He says you can't simply bring in a bag of money to the bank, but you need to "integrate it" to make it look like it came from regular operations.
What did Sam Quinones explain about the authenticity of Ozark?
Sam Quinones' work provides real insight into the world related to money laundering and drug cartels. He has spent years documenting the real Mexican drug cartels and their operations, and was interviewed after Ozark season 4 about how realistic the show is. He explained that though the specific events of the show are invented, the mechanics of cartel behaviour, how it functions, and how the manoeuvring takes place are rooted in reality.
The dynamics are usually like a multidimensional business that is diversified and deeply networked, much like what we see in the Navarro cartel in the show. The real money laundering also involves a web of shell companies depicting some cash-heavy businesses and international transfers.
According to Sam Quinones, one might not find a suburban financial advisor running a cartel laundering empire like it is shown in the show, but many white collar employees, such as accountants and bankers, helped in laundering money knowingly or unknowingly. His books, like Dreamland: The True Tale of America's Opiate Epidemic and The Least of Us: True Tales of America and Hope in the Time of Fentanyl and Meth, depict how the drug supply, the economy, and addiction play a role in turning ordinary people desperate and greedy, which is also the central theme of the Netflix show.
So, while Marty Byrde himself is fictional, Quinones’ reporting shows that the world he inhabits isn’t far removed from reality. This reality doesn't come from any true story but from intense research done to create a realistic film world where the required plot could unfold.
The show wrapped up in 2022 after four fabulous seasons.