Fancy is one of Julian and Ivy's daughters, the younger half-sister of Ethan Winthrop, and the older sister of Fox Crane. She's also the only one of Alistair Crane's relatives that he cares about. Fancy is the ultimate socialite; she has no interest in anything but fashion, clothes and money. Fancy was first introduced in Las Vegas with her friend Veronica. Very much into bad boys, Fancy was immediately intrigued by Ned, and set out to catch his interest. Unfortunately, he was interested in something other than her.

Despite a series of near misses, Fancy and Ned found themselves drawn together, and even went on the run together after Fancy stole a suitcase of money belonging to the mob. They gave the money to the nuns and eventually went their separate ways, never dreaming that they'd end up in Harmony together. Fancy was shocked in Harmony to learn that Ned was really Noah Bennett, son of her grandfather's sworn enemy Sam Bennett. The two tried to stay away from each other, but kept being drawn together. They became lovers, even though Fancy was momentarily put off by a love letter she found in Noah's wallet addressed to another woman. They broke up frequently due to the war between the Cranes and the Bennetts and Alistair's continuing plots to ruin Sam's family, but something kept drawing the two back together.

One thing Fancy and Noah couldn't get past, though, was Noah's relationship with his former girlfriend, May a Chinn. At first Fancy tried to get past her insecurities and suspicions regarding their relationship, but after an accident nearly killed her and she found them together in the shower, she broke up with Noah. Even then, she couldn't stay away from him, and the two got back together, but once again she found him with Noah. She went to Italy on vacation for a new start, and soon found herself helping her aunt Sheridan's ex-lover Luis look for his and Sheridan's missing son, Marty. She struck up a friendship with a young woman there, never realizing that the woman was her aunt's arch-nemesis Beth Wallace (who was also her half-aunt).